![]() Twelve separate registers (one for each month of a particular calendar year) where you can enter individual income and expense transactions such as a specific purchase at a grocery store. Excel Dashboard Summary with monthly income and expense totals / charts for an entire calendar year (including a chart with cumulative running totals) and a monthly budget vs actual chart of any category for an entire calendar year to see income and spending trends.Ģ. Household budgeting tools key features: (watch video below for overview)ġ. Enter your actual income and expenses in each of the monthly worksheets and compare your budget vs actual in charts and reports to make sure that you keep your budget and don't overspend. Easy steps to stay within your budget include: set your 12 month budget for all your income and expense categories. The household budget template contains bar chart which helps to visually present totals taken from every budget category for both "Budget" and "Actual" columns.Monthly household spending and income tracker (Georges Monthly Budget Spreadsheet v10) to help you cut expenses and save money. If the NET has a negative value means that you've overspent your monthly budget. We've also included additional cell (for avid savers) to use for recording balance of the previous month that you like to carry forward (whether it is negative or positive) unless of course you've transferred these amounts to your savings already and prefer to start a new month with 0 balance. The Monthly Budget Summary table totals up your income and expenses and also calculates the NET amount as income less expense. The Difference will also be negative when your Actual income is less then your Projected income. ![]() Formulas in the "Difference" column are designed in a way to return negative amounts when your Actual Spendings exceeded your Budget. First of all is the use of conditional formatting to highlight cells with negative values in red (meaning bad) or green if positive (good). There are few features that make this spreadsheet unique and stand out of the crowd. Unlike other monthly budget templates that usually only offer to create a budget, this particular one is designed to allow you to compare your Projected Budget with your Actual Expenses and Income. The Monthly Household Budget Worksheet is a simple Microsoft Excel spreadsheet contains detailed list of budget categories and items specifically designed for a family or household budgeting. Overall, we think that Household Budget Worksheet is about as good as it gets when it comes to budgeting spreadsheets it looks good and has meaningful tools to help you monitor your spending. We also liked the fact that the spreadsheet has a built-in bar graph that displays budgeted and actual spending for each category. We appreciated the fact that Household Budget Worksheet was so thorough in its categories and also left room for users to add their own. Expense categories include home, daily living, transportation, entertainment, health, recreation, insurance, obligations and savings, education, vacation, subscriptions, children, business, pets, and miscellaneous. There's space to enter income from wages, investments, and other sources, as well as a quite thorough list of expenses. We really liked it that the spreadsheet lets users enter both the budgeted amount and amounts spent and then calculates the difference, making it easy to see where your budget's getting blown. ![]() The spreadsheet had a professional-looking format with helpful built-in instructions. ![]() Household Budget Worksheet is simply an Excel spreadsheet, and it opened in Excel with no problems. We think this is a great choice for anyone who needs a simple way to keep track of their spending. Household Budget Worksheet falls somewhere in the middle, bringing some useful features to the familiar format of a spreadsheet. There are all kinds of tools out there for budgeting, from Web sites that connect to your bank account to the old-fashioned envelope method.
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